Industries › NAICS 522
Credit Intermediation and Related Activities
NAICS subsector 522. OSHA inspections, injury summaries, Wage and Hour cases and OFLC filings for employers classified in the subsector.
Credit Intermediation and Related Activities (NAICS 522) accounts for 453 OSHA inspections since 2016, 0.1% of all inspections, with $450K in current penalties ($994 per inspection; all industries $3,754).
Wage and Hour Division cases concluded in the industry number 2,023, with $39M in back wages agreed to pay. Employers in the industry filed 31,263 labor condition applications and 7,545 PERM applications in the fiscal years covered.
533 establishments reported 2025 injury summaries: a total recordable case rate of 0.5 per 100 full-time workers, below the 3.5 across all reporting establishments; the median reporting establishment has a rate of 0.0 (quartiles 0.0–0.4).
OSHA inspections and citations
Citations may be contested; the status shown reflects the record at the data date. Enforcement data through 14 Sep 2026.
| Measure | NAICS 522 | All industries |
|---|---|---|
| Citations per inspection | 0.7 | 1.9 |
| Current penalty per inspection | $994 | $3,754 |
| Share of all inspections | 0% | 100% |
Most-cited standards
| Standard | Subject | Citations |
|---|---|---|
| 1910.157 | Portable fire extinguishers | 20 |
| 1910.141 | Sanitation | 17 |
| 1910.1200 | Hazard communication | 16 |
| 1910.303 | Electrical, general requirements | 15 |
| 1910.22 | Walking-working surfaces, general requirements | 13 |
| 1910.305 | Electrical, wiring methods, components and equipment | 12 |
| OAR | — | 11 |
| 1910.37 | Maintenance, safeguards and operational features for exit routes | 9 |
| 1910.134 | Respiratory protection | 8 |
| 3203(A) | — | 8 |
Employers with the most inspections
| Employer | City | Inspections |
|---|---|---|
| Banco Popular de Puerto Rico | San Juan | 10 |
| First Bank Puerto Rico | San Juan | 6 |
| Usda Farm Service Agency | Mount Vernon | 6 |
| Wells Fargo & Company | San Leandro | 6 |
| Bank of America | Sacramento | 4 |
| Northwest Bank | Warren | 4 |
| Unimacts Global, LLC | Sloan | 4 |
| United Wholesale Mortgage, LLC | Pontiac | 3 |
| Wipro LLC | Atlanta | 3 |
| Cash Depot | Green Bay | 2 |
| Jpmorgan Chase Bank, N.A | Clovis | 2 |
| Oriental Bank | San Juan | 2 |
| Popular, Inc. | San Juan | 2 |
| Populus Financial Group Inc | Clovis | 2 |
| Prestige Financial Services, Inc. | Draper | 2 |
| Ace Cash Express | San Antonio | 1 |
| Buckingham Mortgage LLC | Vienna | 1 |
| Commerce Home Mortgage | Redding | 1 |
| Digital Federal Credit Union | Marlborough | 1 |
| Discover Financial Services | Salt Lake City | 1 |
The list names employers that have a page on this site (organisations above the size floor); the totals above count every record in the files.
Injuries Form 300A summaries
Establishments submit their own Form 300A summaries; OSHA publishes the data as submitted and does not verify it. Rates are per 100 full-time workers.
Injury-rate distribution, 2025
Total recordable case rates across 257 establishments with at least 20,000 hours worked; the pooled rate uses all 533 reporting establishments' hours and cases.
| Year | Establishments | Employees | Recordable cases | TRC rate | DART rate | Median establishment |
|---|---|---|---|---|---|---|
| 2023 | 578 | 50,110 | 330 | 0.8 | 0.5 | 0.0 |
| 2024 | 574 | 38,558 | 233 | 0.7 | 0.4 | 0.0 |
| 2025 | 533 | 52,732 | 241 | 0.5 | 0.2 | 0.0 |
Labor Wage and Hour Division
Concluded compliance actions since fiscal year 2005; amounts are back wages the employer agreed to pay, as recorded at case conclusion. Data through 15 Jun 2026.
Acts
| Act | Violations | Back wages |
|---|---|---|
| Fair Labor Standards Act | 50,400 | $38M |
| H-1B provisions | 43 | $910K |
| Family and Medical Leave Act | 532,946 | $339K |
| Service Contract Act | 85 | $98K |
| Consumer Credit Protection Act | 2 | $4,444 |
| FLSA homeworker provisions | 1 | $68 |
| Employee Polygraph Protection Act | 31 | $0 |
| FLSA section 14(c) subminimum wage | 1 | $0 |
| FLSA child labor provisions | 30 | $0 |
Employers with the largest back wages
| Employer | City | Back wages |
|---|---|---|
| Wachovia Bank | Charlotte | $5,798,744 |
| City Lending | Vienna | $275,455 |
| Ally Financial Inc. | Detroit | $164,143 |
| Savilinx, LLC | Brunswick | $134,142 |
| Wipro LLC | Atlanta | $117,952 |
| Mortgage Research Center, LLC | Columbia | $54,835 |
| Fairway Independent Mortgage Corporation | Madison | $52,865 |
| Cash Security, Inc. | Sapulpa | $52,443 |
| Main International Group Corporation | Santa Ana | $47,804 |
| Commerce Home Mortgage | Redding | $45,361 |
| Premier Bankcard LLC | Sioux Falls | $45,213 |
| Credible Operations | Durham | $44,076 |
| Santander Bank, N.A. | Boston | $40,748 |
| Ace Cash Express | San Antonio | $36,279 |
| First Horizon Bank | Memphis | $28,587 |
The list names employers that have a page on this site (organisations above the size floor); the totals above count every record in the files.
Immigration OFLC labor condition applications and PERM
Employer-specific case information was provided to OFLC by employers who submitted foreign labor certification applications. These are not employer responses to the Bureau of Labor Statistics' survey. Data through 30 Jun 2026.
H-1B applications by fiscal year
PERM applications by fiscal year
Employers with the most H-1B applications
| Employer | City | Applications |
|---|---|---|
| PayPal, Inc. | San Jose | 2,326 |
| Capital One Services, LLC | Richmond | 1,566 |
| U.S. Bank National Association | Minneapolis | 1,290 |
| Bank of America N.A. | Charlotte | 1,233 |
| American Express Travel Related Services Company, Inc. | New York | 1,181 |
| Capital One, National Association | Richmond | 927 |
| Visa Technology & Operations LLC | Foster City | 920 |
| Visa U.S.A. Inc. | Foster City | 761 |
| Mastercard Technologies, LLC | O'Fallon | 713 |
| State Street Bank and Trust Company | Boston | 603 |
| Truist Bank | Charlotte | 560 |
| Stripe, Inc. | South San Francisco | 556 |
| Bofa Securities, Inc. | Charlotte | 551 |
| DFS Corporate Services LLC | Riverwoods | 411 |
| Social Finance, LLC | San Francisco | 407 |
The list names employers that have a page on this site (organisations above the size floor); the totals above count every record in the files.
Questions and answers
Which employers in Credit Intermediation and Related Activities have the most OSHA inspections?
Banco Popular de Puerto Rico (10), First Bank Puerto Rico (6), Usda Farm Service Agency (6)
What is the injury rate in Credit Intermediation and Related Activities?
Establishments reporting for 2025 had a pooled total recordable case rate of 0.5 per 100 full-time workers; the median reporting establishment's rate is 0.0 with quartiles 0.0 to 0.4.
How many H-1B applications come from Credit Intermediation and Related Activities?
31,263 labor condition applications in fiscal years 2025–2026 and 7,545 PERM applications.
How much in back wages did the Wage and Hour Division find due in Credit Intermediation and Related Activities?
$39,085,689 agreed to pay across 2,023 concluded cases since fiscal year 2005.
Industry is the NAICS code on each record (the most common code where an employer's sources differ), grouped at the three-digit subsector. Sources: DOL enforcement data, OSHA ITA, OFLC disclosure data; see data sources and methodology.